We do not operate a call centre, we only offer an online service through our website. To apply for a loan you must complete and submit a full application on our website. You are able to apply 24 hours a day, 7 days a week. Some lenders may require additional documentation in order to process your loan.
The lender will collect the loan repayments directly from your bank account via debit order. The lender will advise you of the dates that they will debit your account.
Yes, doing a credit check on you is part of the application process. Lenders will check your credit record as part of their decision making process.
Our lenders will consider clients with all types of credit records and will try to find a way to approve your loan.
Each lender has their own lending criteria. Some may not want to offer you a loan if your employment has just started within the last 3 months, or if you are still in the probation period. Other lenders may be more lenient and may be willing to lend to you even if you have just started new employment (subject to certain conditions being met).
In most cases, you will get an instant online decision from one or more of the lenders or associated loan brokers on our panel. In other cases, you could typically expect to receive a decision via email, telephone or SMS with 1-4 hours (during office hours).
You will either get an instant online decision notifying you of the lenders, or associated loan broker's decision, or you would receive an email, telephone confirmation or SMS.
Yes, all lenders on our panel are NCR licenced. We only work with safe and reliable lenders for your protection.
Your lender will pay your money directly into your back account by electronic transfer.
Interest rates vary between each lender, however, you could expect to receive of between 5% upwards on the value of your loan.
Yes, you certainly can. It's your money and you're free to use it for any purpose.
In most cases, lenders will allow you to settle early with a small, or no penalty charge.
Loan Ranger is an online loan matching broker that connects people to lenders. We are not a lender.
No, we do not charge any application fees whatsoever, however, some lenders or associated loan brokers on our panel may charge a fee for you to use their services.
Our site uses the highest level of data encryption. Your application details cannot be seen by anyone else other than us and the lenders who process your application. It is totally safe and secure.
Yes, we take all Data Protection regulations very seriously. We respect your privacy at all times.

All lenders on our panel are licenced and regulated by the National Credit Regulator (NCR). This ensures that you are in safe hands when applying through us.