Preview Not live yet. Every screen works and the logic is real. The deals, lenders and figures are simulated, and nothing is being sent to a bank.
LOANRANGERPreview
Finance for South Africans

One application.
Every bank. You choose.

A house, a car, equipment, a business or a personal loan. Upload the basics from your phone, we put it to the banks, and you pick from what they offer.

Apply now What can I afford?
  1. 1 Tell us what you need
  2. 2 Upload your documents
  3. 3 Pick the offer you like

It costs you nothing. The bank pays us, and only if your finance goes through.

Three banks came back You choose one
Nedbank
11.00%prime less 0.75%
R18 040a month
SharpUsually prime plus 0.50%.
Absa Cheapest overall
11.25%prime less 0.50%
R18 420a month
SharpUsually prime plus 0.50%.
FNB
11.75%at prime
R19 180a month
About usualUsually prime plus 0.50%.

The cheapest month and the cheapest overall are not always the same bank. We say which is which — and whether the rate is any good.

What do you need?

Pick one and you are three minutes from an application.

Home loan A house, a flat or vacant land Cheaper — the bank holds what you buy Start→ Vehicle finance A car, a bakkie or a bike, new or used Cheaper — the bank holds what you buy Start→ Equipment and assets Machinery, plant, or anything with a serial number Cheaper — the bank holds what you buy Start→ Personal loan Money for whatever you need it for Dearer — nothing is held as security Start→ Business finance Working capital, expansion, or a gap in the cash flow Dearer — nothing is held as security Start→ Not sure yet? Two questions and we will show you what you could carry No account, nothing saved
Your application goes to Banks, the manufacturers’ own books, and the specialist lenders behind them
  • ABSA
  • FNB
  • Nedbank
  • Standard Bank
  • Capitec
  • Investec
  • RMB Private Bank
  • WesBank
  • MFC
  • SA Home Loans
  • Toyota Financial Services
  • Volkswagen Financial Services
  • BMW Financial Services
  • Mercedes-Benz Financial Services
  • Ford Credit
  • Sasfin
  • ABSA
  • FNB
  • Nedbank
  • Standard Bank
  • Capitec
  • Investec
  • RMB Private Bank
  • WesBank
  • MFC
  • SA Home Loans
  • Toyota Financial Services
  • Volkswagen Financial Services
  • BMW Financial Services
  • Mercedes-Benz Financial Services
  • Ford Credit
  • Sasfin
  • Merchant West
  • Bidvest Bank
  • African Bank
  • TymeBank
  • Old Mutual Finance
  • Sanlam Personal Loans
  • DirectAxis
  • Bayport
  • Business Partners
  • Lulalend
  • Bridgement
  • Retail Capital
  • Genfin
  • Spartan
  • sefa
  • IDC
  • Merchant West
  • Bidvest Bank
  • African Bank
  • TymeBank
  • Old Mutual Finance
  • Sanlam Personal Loans
  • DirectAxis
  • Bayport
  • Business Partners
  • Lulalend
  • Bridgement
  • Retail Capital
  • Genfin
  • Spartan
  • sefa
  • IDC

Same person. Two answers.

Self-employed, applying for R2.565m.

R0
Declined
Income read off his bank statement · qualifies for R1.29m
RECONCILED →
R0
Approved
Income built from his financials · qualifies for R2.63m

R186 000 a year of his income never touched his bank account. R284 400 that did was not his. If you work for yourself, that difference is the whole application.

It costs you nothing.

The bank that gives you the finance pays us, and only if it goes through. No fee, no charge for applying, nothing taken off what you borrow.

Apply now See what you can afford