Instantly access over 6 different lenders Complete Your Secure Online Application

Get a loan between R 100 and R 200 000

Getting Cash is

Easy with Loan Ranger

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You'll be surprised at how easy it is to get approved!
  • Bad credit history – no problem
  • Decision in minutes
  • Secure and confidential
  • Flexible repayments
  • Same day cash
  • Access over 6+ lenders with one application
  • 100% free to apply, with easy approval
  • Use money for any purpose
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Stunning Repayment Flexibility

for Your Loan

  • Payday Loan R 100 - R 8 000
  • Personal Loans R8 001 - R20 000
  • Long Term Loan R 20 001 - R 200 000

Representative Example of a Loan: For the purpose of providing an example of the rates and terms, if you borrow R15,000 over 15 months at a fixed rate of 28% per annum, with an admin fee of R68.40 per month as well as an initiation fee of R1,197 the charges would amount to a representative rate of 68% APR (fixed). The total amount repayable would be R22,717

Please note: we are NOT a lender – we're an online loan broker that works with various licenced direct lenders in South Africa to find you a loan that is best suited to your requirements. Our FREE loan searching service compares over 6 different lenders within seconds and finds you a lender that may be interested to lend to you today. Some lenders or brokers that we use may charge you an admin fee to process your application.

Lenders rates may range from 20% APR to 112% APR - we provide a no obligation online loan searching service. Your APR will be based on your personal circumstances. Loan repayment terms range from 3 to 60 months.

If for any reason you choose to cancel your loan, please refer to the loan agreement sent to you by your lender. Cancellation policies may vary.

Loan Ranger processes hundreds of loan application each day for people just like you

When you apply with us, your application will instantly be seen by over 6 lenders. This means that you will be effortlessly comparing multiple lenders in the market when you submit just one application. Your chances of approval will be much higher and you will likely be able to find a better deal suited to your requirements.

 SAFE & SECURE APPLICATION PROCESS

4 Steps to Getting your loan approved

step one Apply
on our website

step two Lenders make an instant decision

step three You Accept your loan offer

step four Get your Cash

Reasons why you should apply for a loan with us now

  • 8 out of 10 people get approved with us
  • Cash can be used for any purpose
  • Blacklisted applicants welcome
  • Apply in under 5 mins and get cash today

Important Information:

Non Payment Implications

The implications of non-payment or late payment of your loan could cause adverse details being recorded within your credit report. This could adversely affect any future attempts of you securing credit or finance, as well as additional charges potentially being added by the lender. If you miss a payment entirely, you will often incur a fee or penalty charge that will be added on to the total balance that you owe. Upon a missed payment, lenders will often try to contact you by telephone or email in order to recover the funds. They may be able to arrange a new repayment date with you. If you are still struggling, or if you think there is a possibility that you will not be able to meet repayments,  Loan Rangerstrongly recommends that you contact the lender directly in the first instance.

Important things to remember when taking out a loan:

  • Do not borrow money if you know you will struggle to repay it
  • Do not ignore the situation, you must contact your lender first

It is important to be aware that if you do not repay your loan at the date agreed between yourself and your lender, this will result in your lender reporting your case to various Credit Reference Agencies. This may have a damaging effect on your credit score. This may negatively impact your ability to obtain any credit in the future. If you default on your payments, you may be charged a collection fee (amount varies between each lender), plus interest on the balance outstanding at the interest rate payable under the agreement. You must pay your lender any reasonable expenses and costs that may be incurred in taking steps to enforce (for example, via Court Judgments), or attempt to enforce, the lenders rights against you under your agreement.

Collection procedure

Once you have received your payday or instalment loan, if for any reason you think you will not be able to make any of the arranged repayments, or if you think you will have any difficulty in repaying any part of your loan, then you must contact the provider of your loan directly as soon as you become aware of your situation.

By contacting your lender you allow you the opportunity to perhaps reschedule your loan repayments or to discuss further options in more detail to avoid a possible adverse action. Changing repayments of your loan amount may incur further interest or charges, the details of which can only be discussed directly with the lender of your loan. If you do not attempt to contact your lender and update them on any circumstantial changes, or make the lender aware of any difficulty you're experiencing in paying back what you owe; they will reserve the right to pass on your details to third party debt collections agencies or organisations that will attempt to recover the amount owing.

Most lenders usually reserve the right to utilise the Continuous Payment Authority to continue to attempt to take payment from your bank account for a certain period past your payment due date. This would only be done if it was in accordance with the terms of your agreement. Please check your own Terms and Conditions on your signed loan agreement document for details.

Payday and short-term loan renewal policy

If your payment history with your lender is in good order, it is possible that they may be willing to renew your loan. The lenders on our panel generally charge the same, or better rates for loans if you have successfully repaid a loan to them in the past. As part of this process, the lender would have to check that you can afford to continue to repay a new loan. When making a decision to accept a renewed loan offer, you should take full consideration of all the costs as well as your situation at that time.

All lenders on our panel are licenced and regulated by the National Credit Regulator (NCR). This ensures that you are in safe hands when applying through us.